Medical Professionals Insurance

As a medical professional, you will already know the importance of care and that if treatment falls below expected standards, you are likely to be involved in a claim.

Medical Malpractice Insurance can help to provide coverage in cases where a medical professional is accused of negligence in treating a patient, resulting in physical or mental harm, and even death. These claims can lead to significant financial repercussions, often amounting to thousands of pounds.

There are no legal requirements that state you have to hold Medical Malpractice Insurance, however, it may be a condition of your employment. Having Medical Malpractice Insurance can help to cover professionals for claims such as Misdiagnosis, Errors in treatments, Medication errors, Unnecessary surgery, anaesthesia mistakes, medical damages, and much more.

We aim to provide cover for both Paramedics working in an emergency setting and Paramedics working in GP surgeries as well as Paramedic Practitioners, which the vast majority of insurers will not cover. As a paramedic, you are constantly faced with challenging and demanding situations, where quick decisions can mean the difference between life and death. Being the first on the scene at medical emergencies, you are highly skilled and prepared to provide immediate medical care and determine the most appropriate course of action.

Nevertheless, even the most capable paramedics are not immune to making mistakes. That is why having Paramedic Insurance is crucial.

Medical Malpractice Insurance can offer you protection against any claims which could occur as a result of medical negligence or alleged medical negligence and Good Samaritan Acts. Cover is recommended for any individual or company providing healthcare advice and services. We can also provide combined cover for Public Liability Insurance which offers cover against bodily injury, mental injury, illness, disease or death and property damage. Whether you are undertaking private work, working at events or providing training, we aim to provide insurance options tailored to your unique needs and requirements.

The Paramedic Insurance Policy is designed to protect the policyholder against claims made against legal liability for losses arising from a breach of professional duty.

We work closely with leading Medical Malpractice Insurers, who understand the exposures faced by healthcare professionals and offer broad cover. Levels of cover start at £500,000 and we can quote up to £5,000,000 online, if you require higher limits please give us a call and we can discuss your requirements further.

Whether you are employed privately or by the NHS, our specialised Healthcare Assistant, Nurses and Dental Nurse Insurance policies are designed to provide comprehensive protection for you, your business, your career, and your clients. There is a big demand for nurses, care assistants, Healthcare assistants, support workers and dental nurses many of whom are placed or seek work from employment agencies who very often request that these professions have Professional Indemnity / Medical Malpractice Insurance covers in place before they can work for the organisation they have been recommended to.

In the UK, there are nearly 700,000 nurses, the majority of whom are employed by the NHS. However, there is also a thriving private sector, and many nurses choose to work in both environments. Nurses who work outside the NHS must ensure they have proper Medical Malpractice Insurance in place. In fact, many employment agencies require nurses to have a Professional Indemnity Insurance policy before considering them for placement.

The UK has a workforce of around 600,000 care assistants, health and support workers. Unfortunately, the industry is currently experiencing a crisis, with a significant number of social care workers, healthcare professionals, and care assistants leaving their positions. Many of these individuals choose to work through agencies, where staff placements are arranged by councils. Individuals in these professions need to prioritise arranging Medical Malpractice/Professional Indemnity Insurance to help protect themselves and their careers.

While the majority of dental nurses work in the private sector, some also work for the NHS. For those who work through employment agencies, it is essential to have Professional Indemnity Insurance/Medical Malpractice cover in place. Regardless of your workplace, whether it's in Eastbourne or anywhere else in the UK, Professional Insurance Agents Ltd is here to assist you in obtaining tailored cover that suits your specific requirements.