Public Liability Insurance

Whether you are a new business or an existing one you need to consider obtaining the correct covers for your activities. Public Liability Insurance, although not a legal requirement, is extremely important as a claim against your business without appropriate cover could potentially close the company or bankrupt an individual sole trader.

If you come into contact with members of the public, including site visits, meetings and events then Public Liability is a MUST! It will provide you with cover in the event of accidental bodily injury such as trips and slips as well as damage caused to property. Due to the nature of these incidents the claim settlements can be vast and as the cost of Public Liability Insurance is normally minimal we would always recommend cover to our clients. Public Liability Insurance policies will, in most cases, also include Product Liability Insurance which is designed to cover the products either sold or manufactured by a company. Any product sold or even given away must be fit for purpose and you will be legally responsible for any damages or injury caused from a product you supply if it goes wrong.