As a contractor obtaining the correct insurance can at times be complex and get messy. We have developed a simple online form that allows you to get an instant quote and buy you policy online. We cover many contractor professionals a few of them being:
It is important to obtain the correct levels of cover, and with our multiquote system you can choose the levels that are right for you as no one knows your business better than you do. If you work on different projects on a contract basis, so for 3-6 months then move on, then one of our contractors insurance policies is perfect for you.
As a contractor can be anything from a Tradesman to a Web Developer it is important that you select the correct insurances when purchasing your policy. If you are unsure of which classes to choose, please feel free to contact a broker who will be happy to help. The different types of cover that can be selected are:
As projects don't always go to plan it is a good idea for you to be covered. You can be found liable for damages that are not legitimate, but if you are found liable then you have to cover the legal costs and the compensation pay out. It can be a near on impossible task to recover from a claim that you were not insured for. It would be a shame to lose your livelihood over a claim against you that you were not covered for. The financial costs of a claim will more than likely destroy a company and the task of building your reputation back up can also be a long uphill struggle.
Being a contractor, you will probably be meeting different clients or customers on a regular basis. These meetings can take place in your home, if so this means your business could be left particularly exposed to liability claims resulting from injury or property damage. Without the appropriate cover you can be left financially stranded.
If you have any questions or queries regarding contractors insurance, please get in contact with one of our brokers who will be more than happy to help you out.