As a medical professional you will already know the importance of care and that if treatment falls below expected standards you are likely to be involved in a claim.
At Professional Insurance Agents Ltd we have an experienced team of brokers who understand the insurance requirements you face and are happy to offer advice and assistance on any queries you may have.
We offer cover for a range of therapists including acupuncture, nutritionists and reiki as well as a specialist scheme for nurses, dental nurses and dental technicians. Cover can also be extended to cover Public Liability Insurance to protect against any third party claims for damage to property or bodily injury.
There are many key benefits to having cover, the main advantage is having your legal costs covered in the event of a claim whether or not you are found at fault.
Medical Indemnity cover in effect conjoins Public Liability and Professional Indemnity insurance covers together. Legal liability can arise from error or emission, illness, mental injury, bodily injury, disease or death that has be caused by someone who has been neglectful, or committed a "good Samaritan" act.
There are no laws that state you have to hold Med Mal Insurance, but it should always be a top priority when running a business that may become liable for a claim in the future.
Contact one of our experienced brokers on +44 (0) 1323 648000 or e-mail us at info@professionalinsuranceagents.co.uk.
Medical Malpractice Insurance covers you in the event of a claim against your professional duties including negligence, mental injury and misdiagnosis. This includes legal costs as well as any final awards/settlements up to the level of cover you purchase.
There are no legal requirements that state you have to hold Medical Malpractice Insurance, however, it may be a condition of your employment. We would always recommend cover to everyone from sole traders to established business as protection against claims which could arise.