Directors and Officers Insurance

Directors and Officers Liability Insurance, also referred to as D&O Insurance, can provide coverage for the expenses associated with compensation claims for alleged wrongful acts by your business's directors and officers. Senior executives and directors are often evaluated based on their choices, and they can be held individually accountable for the outcomes. Both the business and these individuals can face claims. If a claim is made against you whilst you're uninsured, as an individual, you will be personally liable for all the damages and legal costs. 

D&O Insurance can help to provide coverage for any legal defence expenses and potential settlements in various scenarios, including regulatory or company investigations, defamation cases, corporate insolvency, workplace injuries, health and safety, wrongful trading, unpaid taxes, privacy or data breaches, harassment allegations, criminal accusations, and more. Insufficient insurance coverage for directors and officers within a company increases the likelihood of their inability to effectively defend themselves against claims and potential financial losses.